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Hoxie Law
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Personal Injury Attorney

Phoenix
Car Accident Lawyer

People Over Cases

Car Accidents in Phoenix

The Phoenix metropolitan area consistently ranks among the busiest in the nation for traffic volume, and that congestion leads to a high number of collisions every year. From rear-end crashes on the I-10 to intersection T-bones on surface streets, car accidents disrupt lives in an instant - leaving victims with mounting medical bills, lost wages, and lasting pain.

At Hoxie Law, Joseph Hoxie personally handles every car accident case. You will never be handed off to a case manager or junior associate. When you call or text, Joseph answers.

Common Causes of Car Accidents

Understanding why accidents happen is a critical part of building your claim. Some of the most frequent causes of car accidents in Arizona include:

  • Distracted driving - texting, eating, adjusting navigation, or any activity that diverts attention from the road
  • Speeding - exceeding posted limits or driving too fast for conditions, especially in construction zones and school zones
  • Rear-end collisions - often caused by tailgating or inattention, these crashes can cause serious whiplash and spinal injuries
  • Intersection crashes - running red lights and stop signs is a leading cause of broadside (T-bone) collisions in Phoenix
  • Impaired driving - alcohol and drugs remain significant factors in Arizona crash fatalities
  • Weather-related crashes - sudden monsoon storms create slick roads and reduced visibility, catching drivers off guard

Arizona Law & Your Car Accident Claim

Arizona follows a fault-based system for car accidents, meaning the driver who caused the crash (or their insurer) is responsible for paying damages. Key legal principles that affect your claim include:

  • Statute of limitations: You generally have two years from the date of the accident to file a personal injury lawsuit in Arizona (A.R.S. § 12-542).
  • Pure comparative negligence: Arizona uses a pure comparative fault rule, which means your compensation may be reduced by your percentage of fault, but you are not barred from recovery even if you were partially at fault.
  • Mandatory insurance minimums: Arizona requires drivers to carry minimum liability coverage of 25/50/15 ($25,000 per person, $50,000 per accident for bodily injury, $15,000 for property damage).

Dealing with insurance companies after a car accident can be overwhelming. Adjusters are trained to minimize payouts and may attempt to get you to make statements that hurt your claim. Having an attorney involved early protects your rights and ensures evidence is preserved.

How Hoxie Law Can Help

When you hire Hoxie Law for your car accident case, Joseph handles every aspect of your claim so you can focus on recovery:

  • Investigating the accident scene and gathering evidence (police reports, witness statements, camera footage)
  • Communicating with insurance companies on your behalf
  • Coordinating with medical providers to document your injuries
  • Calculating the full value of your claim - including future medical costs, lost earning capacity, and pain and suffering
  • Negotiating aggressively for a fair settlement, or taking your case to trial if necessary

There is no fee unless we win your case. Your initial consultation is free, and you can reach Joseph directly by calling or texting (480) 896-1040.

Practice Areas

Car Accidents Truck Accidents Motorcycle Accidents Rideshare Accidents Slip & Fall Wrongful Death Pedestrian Accidents Hit & Run Autonomous Vehicle Medical Malpractice
Hoxie Law
“
★★★★★

I was in a bad car accident and didn’t know where to turn. Joseph walked me through every step and got a great result.

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Car Accidents

Frequently Asked Questions

What should I do immediately after a car accident in Phoenix?
First, check for injuries and call 911. Move to safety if possible. Exchange insurance and contact information with the other driver. Take photos of the vehicles, damage, road conditions, and any visible injuries. Get contact information from witnesses. Do not admit fault at the scene. Seek medical attention even if you feel fine - many injuries take hours or days to appear. Then contact a personal injury attorney before speaking with any insurance company.
How long do I have to file a car accident claim in Arizona?
Arizona’s statute of limitations for personal injury claims is generally two years from the date of the accident (A.R.S. § 12-542). If you miss this deadline, you may lose your right to seek compensation entirely. However, there are exceptions that may shorten or extend this timeline, so it is important to consult with an attorney as soon as possible after your accident.
What if the other driver does not have insurance?
If the at-fault driver is uninsured, you may still have options. Your own uninsured motorist (UM) coverage can compensate you for injuries and damages. Arizona requires insurers to offer UM coverage, though it is not mandatory to carry it. If you have UM coverage, Hoxie Law can help you file a claim through your own policy and fight for the full amount you are owed.
How much is my car accident case worth?
Every car accident case is unique. The value depends on factors including the severity of your injuries, the cost of medical treatment, lost wages, the impact on your daily life, and whether the injuries are permanent. Arizona allows recovery for both economic damages (medical bills, lost income) and non-economic damages (pain and suffering, emotional distress). A free consultation with Hoxie Law can give you a clearer picture of what your specific case may be worth.
Should I accept the insurance company’s first settlement offer?
Almost never. Insurance companies are businesses, and their first offer is designed to close your claim quickly and cheaply - often before you know the full extent of your injuries. Once you accept a settlement, you cannot go back for more money. An experienced attorney can evaluate whether an offer is fair and negotiate for what you actually deserve.
Can I still recover compensation if I was partially at fault?
Yes. Arizona follows a pure comparative negligence rule, meaning you can recover damages even if you were partially at fault for the accident. Your compensation is reduced by your percentage of fault. For example, if you were 20% at fault and your damages total $10,000, you could still recover $8,000. Insurance companies often try to exaggerate your fault to reduce their payout.
Do I need a lawyer for a car accident, or can I handle it myself?
You are not required to hire a lawyer, but insurance companies have teams of adjusters and attorneys working to minimize your payout. Studies consistently show that injured people who are represented by an attorney recover significantly more than those who handle claims on their own - even after attorney fees. At Hoxie Law, the consultation is free, and you pay nothing unless we win.
What types of injuries are common in Phoenix car accidents?
Common injuries include whiplash and neck injuries, herniated discs, concussions and traumatic brain injuries, broken bones, internal organ damage, lacerations, and soft tissue injuries. Some injuries like concussions or herniated discs may not produce symptoms for days or even weeks after the crash, which is why seeking medical attention quickly is critical for both your health and your claim.

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